Reduce noise and bundle size in development / test / ci

[hackartisan]

From Carolyn via slack: FYI Bess noted that we are including more environments than needed with bundler. Looks like we all have been doing this: https://github.com/search?q=org%3Apulibrary%20Bundler.require(*Rails.groups)&type=code They updated tigerdata so we would no longer get ddtrace errors in development. Others may want to follow their lead.

We may want to replicate this ticket to other repositories, or just add a checklist here for repositories to address.